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College Costs 101: What Freshman Families Should Budget For Beyond Tuition

Updated November 2, 2026 Beyond tuition, freshman families should budget for housing and meal plans, books and access codes, a laptop, campus fees, health insurance, dorm supplies, travel home and monthly...

Roth IRA vs Traditional IRA

A Roth IRA is funded with after-tax money, so qualified withdrawals come out tax free. A traditional IRA may give you a deduction now, but withdrawals are taxed later. For 2026 both share one limit of $7,500...

TSA PreCheck vs Global Entry

TSA PreCheck costs $85 or less for five years, per TSA, and speeds you through U.S. airport security. Global Entry costs $120 for five years, per CBP, adds faster customs when you return from abroad, and...

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Logs burning behind the open door of a wood stove

Carbon Monoxide Poisoning

Carbon monoxide poisoning happens when you breathe in carbon monoxide (CO), an odorless, colorless gas from burning fuel. If you suspect it, get to fresh air and call 911. CDC says more than 400 Americans die each year...

How Long Can Food Sit Out at a Holiday Party?

How long can food sit out at a holiday party? Two hours for perishable dishes, or one hour if it is above 90°F, according to USDA and FDA. The clock stops only for food held at 140°F or warmer, or 40°F or colder. The...

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How to Heal Chapped Lips in Winter

To heal chapped lips in winter, use a fragrance-free ointment or balm several times a day and before bed. Stop licking your lips. The American Academy of Dermatology (AAD) says lips should improve within 2 to 3 weeks...

Healthy Thanksgiving Recipes

Healthy Thanksgiving recipes keep the classic dishes and change how they are built. Use more vegetables, roast or steam in place of cream sauces, and season with herbs instead of extra salt. The table below pairs each...

How to Sleep Better in Winter

To sleep better in winter, keep the same bed and wake times, get outside in daylight, and keep the bedroom dark and cool. The CDC’s NIOSH puts cool at about 65 to 68°F. Adults need at least 7 hours, per the CDC. If you...

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